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Pay & Allowances
Monthly pay, DA, HRA, transport allowance, field area allowance and other entitled allowances processed through your PCDA office.
View pay circulars →Offerings — Serving Officer
Serving Officer
Access your pay and allowances, GPF statements, Form 16, CGEGIS and other financial services through the Defence Accounts Department. Serving officers of all four Armed Forces — Army, Navy, Air Force and Coast Guard — are supported by dedicated Principal Controllers of Defence Accounts.
Who handles your accounts?
Depending on your service, your pay and financial matters are managed by a dedicated Principal Controller of Defence Accounts:
PCDA (Officers), Pune — handles pay, allowances, GPF and income tax for Army officers. PCDA (Navy), Mumbai — provides accounting and payment services for all Naval officers. PCDA (Air Force), New Delhi — manages pay, accounts and financial services for Air Force officers.
Services available to you include: pay and allowances, General Provident Fund (GPF), Form 16 and income tax, CGEGIS, and Integrated Financial Advice through the IFA system attached to your formation or command.
Key services for you
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GPF & Advances
General Provident Fund balance, annual statements, partial withdrawals and final closure on retirement or transfer.
Download GPF forms →✓
Income Tax & Form 16
Annual Form 16, TDS deductions, income tax computation and verification of tax credits through your pay office.
Download Form 16 →Your offices
Key Offices
PCDA (Officers), Pune
Principal Controller of Defence Accounts for Army officers — pay, GPF, allowances, income tax and financial services.
View office details →PCDA (Navy), Mumbai
Principal Controller of Defence Accounts for the Indian Navy — pay, allowances, accounting and audit services.
View office details →PCDA (Air Force), New Delhi
Principal Controller of Defence Accounts for the Indian Air Force — pay, accounts, GPF and financial services.
View office details →PCDA (Border Roads), Delhi
Principal Controller of Defence Accounts for the Border Roads Organisation — pay, accounts, GPF and financial services.
View office details →Common situations
Step-by-step guidance for issues you may face
Pay discrepancy or arrears
If your monthly pay credit does not match your entitlement or arrears are pending, contact your Record Office to verify your pay account and raise a query with your PCDA office.
Get help →GPF balance or withdrawal
To check your GPF balance or apply for a partial withdrawal, submit the prescribed form to your pay office. Annual GPF statements are issued by your PCDA.
Download GPF form →Form 16 not received
Form 16 is issued annually by your PCDA office. If you have not received it, contact your pay section or download it from the PCDA portal for your service.
View forms →Pre-retirement planning
Before retirement, ensure your service records, GPF nominations and pension papers are in order. Contact your Record Office and PCDA at least one year before your retirement date.
Pensioner services →Frequently Asked Questions
Guidance and troubleshooting for common queries